---
title: "Dental Insurance &amp; Financing Options | Discovery Dental Katy, TX"
description: "Discovery Dental accepts most PPO dental insurance. No insurance? Join our Membership Club or use CareCredit financing. Katy, TX."
lang: en
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[![Discovery Dental](/assets/discovery-dental-logo-C_1olW1e.png)](/)

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Insurance & Financing

# Making Quality Dental Care Affordable

We believe everyone deserves access to excellent dental care. That's why we accept most insurance plans and offer flexible payment options to fit your budget.

## Insurance Plans We Accept

We work with most major PPO dental insurance providers to help you maximize your benefits. Our team handles all the paperwork and claims filing, so you can focus on your oral health.

Aetna 

Blue Cross Blue Shield 

Cigna 

Delta Dental 

Guardian 

Humana 

MetLife 

Principal 

United Healthcare 

And many more... 

Don't see your insurance? Call us to verify your coverage.

### Verify Your Insurance

Not sure about your coverage? Call us and we'll verify your benefits, explain what's covered, and provide a cost estimate before your appointment.

[Call to Verify Benefits](tel:+12815997088)

## Flexible Financing Options

Get the dental care you need today with convenient payment plans that fit your budget.

### CareCredit

Healthcare financing with promotional periods offering no-interest if paid in full within 6, 12, 18, or 24 months.

-   No interest options available
-   Easy online application
-   Instant approval decisions

### Lending Club

Fixed monthly payments with competitive rates. Know exactly what you'll pay each month with no hidden fees.

-   Fixed interest rates
-   Flexible terms up to 84 months
-   No prepayment penalties

### Membership Club

Our in-house savings plan for patients without insurance. Includes preventive care and discounts on treatments.

-   No insurance needed
-   Includes 2 cleanings/year
-   15% off all treatments

## Insurance & Payment FAQs

Common questions about dental insurance and financing options.

### Do you accept my dental insurance?

### What if I don't have dental insurance?

### How do I know what my insurance covers?

### Do you offer payment plans?

### What's the difference between PPO and HMO dental insurance?

### Will you file my insurance claims for me?

## Ready to Get Started?

Call us today and our team will help you understand your insurance benefits and payment options.

[Call (281) 599-7088](tel:+12815997088)

![Discovery Dental - Family Dentist in Katy, TX](/assets/discovery-dental-logo-C_1olW1e.png)

Whole-body dentistry focused on your complete health. Serving Katy, TX and surrounding communities for over 20 years.

#### Quick Links

-   [About Us](/about)
-   [Our Team](/team)
-   [Our Services](/services)
-   [New Patients](/new-patients)
-   [Special Offers](/special-offers)
-   [Insurance & Financing](/insurance)
-   [Before & After](/gallery)
-   [FAQ](/faq)
-   [Blog](/blog)
-   [Contact](/contact)

#### Services

-   [Epigenetic Dentistry](/services/epigenetic-dentistry)
-   [Airway & Sleep](/services/airway-sleep)
-   [Myobrace for Kids](/services/myobrace)
-   [Bioclear Method](/services/bioclear)
-   [FastBraces](/services/fastbraces)
-   [Same-Day Crowns](/services/same-day-crowns)
-   [Night Guards](/services/night-guards)
-   [Cavity Prevention](/services/cavity-prevention)
-   [General Dentistry](/services/general-dentistry)

#### Service Areas

-   [Dentist in Katy](/areas/katy)
-   [Dentist in Cinco Ranch](/areas/cinco-ranch)
-   [Dentist in Fulshear](/areas/fulshear)
-   [Dentist in Sugar Land](/areas/sugar-land)
-   [Dentist in Richmond](/areas/richmond)
-   [Dentist in Cypress](/areas/cypress)
-   [Dentist in Memorial](/areas/memorial)
-   [Dentist in Brookshire](/areas/brookshire)
-   [Dentist in Greatwood](/areas/greatwood)
-   [Dentist in Pecan Grove](/areas/pecan-grove)
-   [Dentist in West Houston](/areas/west-houston)
-   [Dentist in Energy Corridor](/areas/energy-corridor)

#### Contact Us

-   [(281) 599-7088](tel:+12815997088)
-   [3111 N Fry Rd #300  
    Katy, TX 77449](https://maps.google.com/?q=3111+N+Fry+Rd+%23300,+Katy,+TX+77449)
-   Mon, Tue, Thu, Fri: 9am-1pm, 2-6:30pm  
    Sat: 9am - 2pm  
    Wed & Sun: Closed
    

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